Hold plenty of cash for emergencies

Hold plenty of cash for emergencies – and for opportunities

If you’ve ever gotten into an unexpected financial jam, you know how useful a rainy-day fund can be. Making the transition from a career to retirement requires a big adjustment: Your cash needs to evolve as you grow older. Rather than relying on a regular paycheck, retirees have to count on Social Security and whatever cash their nest egg generates. Set up a larger emergency fund so you can better weather any financial tempests.  Tap the fund as needed to take advantage of lucrative investment opportunities—when most other investors cannot. Be patient with your cash and you’ll always be in a position to take action and invest at the best possible time.

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For Half Priced Books for Children and Adults!

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Dr. Ruby Mae Chapman, The Wisdom Store, Napolean & Ada Moton Chapman Institute, Children’s Advocate, Scholar, Researcher and Writer –

visit my blog:  http://ask-ruby.blogspot.com/ for more inspiring readings.

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